Nitthish Finance
Secured Short Term Loan
Secured Short Term Loan
(Short-Term Loan Against your Vehicle)
At Nitthish Finance, our short-term loan is backed by the value of your used two-wheeler or used car, helping you access funds for your immediate financial needs without selling your vehicle. With a simple process and convenient repayment options, you can unlock the value of your vehicle while continuing to use it, subject to eligibility and loan terms.
Apply Loan NowKey Features
Higher Loan Amount
From 10,000 to 5 Lakh
Flexible Repayment Options
10 to 60 Months
Interest Rates
Starting at 18% p.a
Who Can Apply?
Eligibility Criteria
- Age: 21 to 65 years for salaried; 25 to 70 for self-employed
- Employment: Minimum 2 years for salaried; 3 years for self-employed
- Minimum income: ₹20,000 per month for both salaried and self-employed
- CIBIL score: Minimum 700; 750+ preferred for best rates
- Nationality: Indian resident
Application Documents
Documents Required
Identity and address proof
- Aadhaar card
- PAN card
- Voter ID or passport
- Utility bill for address verification
Income Proof
- Salaried: Latest 3 months' salary slips, Form 16 for 2 years, ITR
- Self-employed: ITR for 2-3 years, audited financials, GST returns
- Bank statements: Last 6-12 months of primary account
Vehicle Documents
- Original Vehicle registration Certificate
Loan Information